Coverage Highlights

Annual, Project-Specific or Excess Follow-Form Product Offerings

Stand-alone Insuring Agreements for Protective Indemnity, Professional Liability and Contractor Pollution Liability

No SIR obligation under the Protective Indemnity Insuring Agreement

Affirmative grant of Protective Indemnity coverage for contractor’s pollution conditions

Insuring Agreement for Cyber Liability for third party Cyber Claims resulting from the performance of Professional Services or Contractor Activities.

Insuring Agreement for Media and Personal Injury Liability

Mitigation Insuring Agreement applies to Mitigation Cost to mitigate or avoid those situations that can reasonably lead to a covered third-party claim including Cyber Claims and Media and Personal Injury Claims.

• Delegated design responsibility or design assist services, including but not limited to constructability reviews or value engineering
• Property Management, Real Estate Brokerage/Agency, Property Development, or Lease Brokering
• Architectural and Engineering services
• Environmental-related services
• Ordinary technology services utilized in the performance of the Professional Services described above.
   

• Addition of environmental activities
• Incorporation of exposures arising out of Non-Owned Locations

• Litigation Attendance Reimbursement
• Disciplinary Proceedings Defense Expense
• Subpoena Defense Expense
• ADA and FHA Defense Expense
• Corporate Reputation Rehabilitation
• Protective Claim Bankruptcy Litigation Expense Reimbursement
• Building Information Modeling – Extra Expense

Emergency Expense is provided as a Supplemental Limit outside of and in addition to the Policy Aggregate Limit or as part of the Contractor Pollution Liability coverage limit

Proactive settlement approach for both the Protective Indemnity coverage via the Settlement Provisions of the policy (Section III.D).

Worldwide indemnity provision incorporated into Defense, Settlement and Cooperation section (Section III. A)

Goods/Products exclusion carvebacks to address customized product design and pollution conditions resulting from installed goods/products

Insured’s SIR obligation for all Claims shall be eroded by contributions from the Recoverable Insurance

Extended reporting period goes to statute of limitation or 10 years (max is 10 years) for project specific product offering